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FREE CLAIM PROFIT CALCULATOR

Insurance Claim Profit Calculator

Know your real gross profit on a storm-damage claim before you sign it. Enter RCV, supplements, and your cost percentages — see margin per claim and projected profit across 100 claims. Runs instantly, privately, no signup.

Claim details

Profit per claim

$0
Gross profit per claim
Total revenue (RCV + supplements)$0
Supplements amount$0
ACV (first check)$0
Material + labor cost$0
Overhead cost$0
Gross margin0%
Profit across 100 claims$0

Track profit on every claim automatically

Roof Claims CRM tracks RCV, ACV, deductibles, supplements and job costs per claim — so this math is always live, not in a spreadsheet.

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Formula & assumptions

This matches computeClaimProfit in our source exactly.

  • Supplements amount = RCV × (supplementsPct ÷ 100)
  • Total revenue = RCV + supplements — the deductible and recoverable depreciation are already inside RCV, so they are not added again.
  • ACV = max(0, RCV − recoverable depreciation) — informational: the first insurer check.
  • Material + labor cost = totalRevenue × (materialLaborCostPct ÷ 100)
  • Overhead cost = totalRevenue × (overheadPct ÷ 100)
  • Gross profit = totalRevenue − (material+labor + overhead)
  • Margin % = grossProfit ÷ totalRevenue × 100 (0% when there is no revenue).
  • Profit across 100 claims = grossProfit × 100 — a simple projection assuming identical claims.

Frequently Asked Questions

Straight answers about the numbers behind this tool.

How is claim gross profit calculated?

Total revenue = RCV plus any approved supplements (supplements % × RCV). Total cost = (material + labor %) × revenue plus (overhead %) × revenue. Gross profit = revenue − total cost, and margin % = gross profit ÷ revenue. ACV (RCV minus recoverable depreciation) is shown for reference — it's the first insurer check, not a separate revenue line.

Is the deductible counted as extra revenue?

No. The deductible is part of RCV — it's the homeowner's share of a value the insurer already recognized. Adding it on top of RCV would double-count. We display it so you can plan collections, but it is not added to total revenue.

Should I include recoverable depreciation as revenue?

Yes. Recoverable depreciation is released on completion and is part of RCV, so it's already in total revenue. ACV = RCV − depreciation just shows the size of that first check versus the final collectible amount.

Are my claim numbers stored?

No. Everything runs in your browser and nothing is sent to our servers. Your inputs are only encoded in the URL if you copy the shareable link.

Stop guessing your margins

Track RCV, supplements, and true job cost on every claim inside a CRM built for storm-damage roofers.

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